They say money doesn’t buy you happiness, even though having lots of cash is a most reassuring feeling. To be serious, however, it’s true that financial status does play an important role in dating, whether it’s said out loud or not. Research has even pointed out that having a good credit score is far more important in a relationship than showing off with expensive gifts or a hot car. But is it really safe to hook someone in by disclosing such private information?
The Attractiveness of Good Credit Score
You would be surprised by how much a good credit standing can improve your image. According to the study, almost half of online daters claim that a good score is more important than a fancy job title or even physical fitness. That’s right, if you are responsible with money, you don’t even need to look buff to snatch a date. That’s because good looks or a fancy car only tells people that you are successful right now, but it’s possible that the prince charming behind the wheels is full of loans or tends to squander money on meaningless stuff.
A good credit score tells a different story, however: it proves that you are capable of staying level-headed with money in the long run, and trust us this trait is far more important. On top of all that, daters also believe that if you can handle money, then you must be smart and trustworthy as well.
To Disclose or Not to Disclose…
…that is the question. Credit score is an interesting meta factor in dating. On one hand, no one likes to talk about it, yet many people are interested in their partner’s financial status. Dropping a question like “So babe, how are you with money?” is an instant mood killer, but what about sharing this information on a dating site? Some of them display the user’s income, while the credit score can be boasted further in the ‘About Me’ section. The reason why most singles avoid flaunting such sensitive information is because it would attract scammers and gold diggers. These vile individuals are very good at masking their identity, weaving intricate lies backed up by comments from other fake profiles.
Still, offering some kind of hint about your financial responsibility will guarantee higher interest from other singles, offering up a larger pool of dates to choose from. If you know how to handle background check services, even the scammers can be dealt with.
Avoiding Unwanted Background Checks
Speaking of background checks, these kinds of services sell themselves on the idea of scouting the target’s dirty laundry, including credit status, loans and mortgage. If you have any of these on public records, a background check service could fetch it for anyone. Let’s assume you are a kindhearted, hardworking, humorous individual who suffers from a poor credit score, your partner might check a background report and decide to stop any contact with you in fear that you tend to fritter money away.
Since background checks are legal, you cannot prevent his from happening, but if this is the case then it is perhaps better to avoid drawing such conclusions by not posting pictures of you driving an expensive car or invite your partner to a luxurious restaurant. Showing off only invites suspicion, and if your partner might be concerned about your credit score this would only make things harder for them to believe. Play in your own league, and instead show examples to your partner of why you are a responsible person.
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